How does chime credit card work?

Easy credit card application. Chime members can apply for a credit card online. Plus, there’s no credit check to apply! There is no fee to open this credit card – and you won’t pay interest on your balance either. Credit score improvements. Chime reports on-time payments to all three credit bureaus, which can help improve your credit score.

Does chime offer a credit card?

Currently, Chime offers a , a type of card that requires cash collateral to help you build credit, as opposed to unsecured credit cards. You apply for a credit card (usually online) and get approved. Though it varies, approval is often based on your credit history and other financial factors.

What is a chime virtual card?

While both cards link to the same account, the virtual card lets you securely shop online, set up subscriptions, and make in-store purchases by adding it to your mobile wallet, all without needing your physical card. Chime offers virtual cards as a safe and convenient way to make purchases without using your physical card.